We believe that every family should have the freedom to pursue their financial dreams. It is our passion to empower our clients to do just that. 

Whether it’s a major purchase such as a new home for your growing family or being chosen for a new career opportunity, we are here to make sure your credit doesn’t hold you back.


 Over the years we have prided ourselves on developing a consistent plan to help our clients improve their credit. Using a personalized strategy we help you determine the exact steps needed to improve your credit. This may include disputes with the credit bureaus, credit card management, or simply establishing new credit.

Whatever your needs, it all starts with a Credit Review where we will sit down with you, review all 3 of your credit reports, and help create a strategic action plan to restore your credit. We look forward to meeting you and discussing your need!

Varney was born in West Africa and came to America several years later as a refugee during the civil war in his country. He was raised in the urban town of Trenton, New Jersey. 

Coming from a third world country at such a young age only left Varney at a disadvantage because he had limited resources on financial awareness.

He was not exposed to credit until he reached his collegiate years where he grew an interest in the business world. He pursued this interest by obtaining a Bachelor of Science in Business Administration then entering Corporate America.

After years in the financial industry and enhancing his knowledge on credit, Varney began helping his family and friends with their credit. He realized that he could do more so shortly after he started his own business in credit repair.

Founder-